How to start budgeting? Budgeting can be a scary topic but it doesn't have to be hard. The first thing you need to ask yourself is: How much money do I make every month? How much money am I spending? 1. Add up both paychecks you've received for the month or previous month. This will determine how much you make in one month. 2. Write down all of your bills starting with the largest. ex) rent, car note, car insurance, electric, phone bill, subscriptions. 3. Create a category for all of your bills. either write them down or use Dave Ramsey's Everydollar app. Now you know how much money you're receiving monthly and how much you're spending on just bills. We need to be in control of our money, otherwise every month we will wonder where all of the money went. How to start saving more money? The first thing you can do to start saving more money is cut back on expenses. How many TV subscriptions are you paying for? Music subscriptions? Most people don't realize ho...